Using a payday loan to pay bills and avoid late fees
If you’re running a little behind on your bills, a payday loan from Advanced Check
Cash Advance may be a better option than paying late fees. Late fees on credit cards
and other monthly bills can cost $30 or more. And if your utility or phone service
is disconnected, there are more fees to reconnect your service. We recommend that
you start by finding out what the late fees are for each of your bills. Then you
can compare the cost to determine if a payday loan from Advanced Check Cash Advance
is a better option.
If you’re running late on bills a payday loan from Advanced Check Cash Advance may
be a better option, depending on the amount of your late fees and the time you’ll
need to repay the loan. We recommend that you look at the cost of all of your options
before deciding to get a loan from Advanced Check Cash Advance.
Using a payday loan to avoid bounced check fees and overdraft charges
A loan from Advanced Check Cash Advance is usually a better option than bouncing
a check or using your bank's overdraft protection service. Each time you bounce a
check, both your bank and the merchant will charge a fee. The total cost is typically
$40 to $70 for each bounced check!
Check with your bank to find out what fees they charge for bounced checks (and don't
forget to add in the merchant fees). A payday loan from Advanced Check Cash Advance
may be a better option. And if you're like a lot of folks and sometimes bounce two
or more checks, then you can save lots of money by using Advanced Check Cash Advance.
Let's face it – some things just can't wait until your next payday. If you have an
urgent need, a loan from Advanced Check Cash Advance may be a great option. For example,
if your car breaks down and you might miss work then a quick loan might prevent lost
income. Also, if you have an urgent medical need but are short on cash, a payday
loan may be the right solution. Millions of people use payday loans to cover these
expenses because they are fast and convenient. However, we always recommend that
you look at all of your options before taking a loan from Advanced Check Cash Advance.
Payday loans are not right for all situations. Before getting a loan from Advanced
Check Cash Advance we recommend that you look into all of your options. Here are
some options to consider before getting a payday loan:
* Call the company that sent you a bill and request an extension or work out
a payment plan
* Cut back on other expenses such as dining out or entertainment
* Borrow money from your employer, a friend, or family member
* Check into emergency assistance programs in your community
* Get an advance from your credit card provider or bank (make sure you understand
all of the fees that may apply)
Depending on your personal situation, these may be less costly options than a payday
loan. However, if these options aren't available then make sure you find the lowest
cost payday loan possible. Don't get fooled by low "introductory rates" that double
or triple a few days later. Only Advanced Check Cash Advance offers the lowest rates
possible on all of our loans.
The Payday loan is for a maximum of 14 days or until your next payday. When the loan
comes due, you must redeem the check in cash or have us deposit your check to pay
the loan in full. It is always your choice.
The Title Pawn loan is for 30 days. When the loan comes due, you may make a payment
to cover the interest and a portion of the principal and renew the balance amount
for another 30 days, or pay the loan in full. It is always your choice.